Women Traveling Together

Terms and Conditions of Travel & Membership
Last Updated: April 1, 2020


Women Traveling Together® (WTT) is a professional tour operator specializing in leisure tours for solo women travelers. Please read the following terms and conditions carefully before signing up for any trip or remitting any payments. You will be required to confirm that you have read and agree to these terms and conditions when completing the online reservation form. These terms and conditions, in addition to our privacy policy, along with any other documents provided by WTT to the traveler constitute the entire agreement between the parties and the parties agree to be bound by the terms of this agreement. All monies are in US dollars. Women Traveling Together reserves the right to change our travel policies without notice.

Terms and Conditions - Questions

Any questions concerning WTT terms and conditions of travel and membership should be directed to: Women Traveling Together at 443-458-5634 (in Maryland) or via e-mail to: wttmail@womentraveling.com

Financial Responsibility

It is the responsibility of the traveler to protect her travel investment, irrespective of whether the cancellation is originated by the traveler or Women Traveling Together. Travel Insurance is the ONLY recourse for reimbursement, no matter what circumstances precipitate the cancellation. WTT does not sell insurance nor represent any insurance company and therefore, cannot enforce the purchase of travel insurance. The decision to insure the services (i.e. travel) provided by WTT is left to the traveler. Travelers are strongly encouraged to contact a seller of travel insurance to fully understand the insurance provider’s terms and conditions BEFORE remitting any money to Women Traveling Together.


There are numerous travel-related insurances available for purchase. These are the most common:

  • Cancellation and Trip Interruption Insurance: Provides various levels of coverage – under specific conditions depending on the terms of the policy – to reimburse the traveler for unforeseen events. You may need to cancel (see Cancellation by the Traveler) or your trip may be partially or totally interrupted (see Force Majeure) due to no fault of Women Traveling Together.
  • Medical Evacuation Insurance: Provides various levels of coverage – under specific conditions depending on the terms of the policy –  to cover the risk of a medical emergency or accident while traveling. Some tours require medical evacuation insurance in order to participate. Additionally, some countries are considering proof of Medical Evacuation Insurance as requirement to enter.

Activity Level & Personal Responsibility

All WTT tours require walking, sometimes extensive, and other physical exertion. The tour you are considering describes the activity rating - which you will be asked to confirm you read and can meet or exceed the physical requirements when completing the online reservation form. As a solo traveler you are responsible for yourself, your possessions, your physical fitness, and all other aspects related to participation in the WTT tour you have chosen. Because of this requirement, WTT tours are not suitable for anyone who is physically challenged, walking impaired, or is a slow walker who cannot keep up with the pace of a group.

It would be inappropriate to expect assistance from the other travelers, who have their own self to look after. This includes the WTT Tour Leader. The Tour Leader’s own personal responsibilities and her duties to the group preclude her from assisting individual travelers with their luggage, or any other needs that may arise as a result of mobility issues, whether those mobility issues existed prior to the tour or occur during the tour. The WTT Tour Leader will be happy to discuss actions a traveler can take to work around or solve problems as situations occur; however, any additional transportation expenses, hired services, missed activities, etc. will not be reimbursed by WTT. If you have questions about activity levels or your personal responsibilities, contact the WTT office at 443-458-5634 (in Maryland) BEFORE you sign up for a tour. 

Documents Required to Travel

  • It is the traveler's responsibility to obtain and present the required documents necessary for travel. This includes, but is not limited to, a valid government-issued photo ID, passport, visa, Letter of Invitation, shot record, proof of medical evacuation insurance, etc. Travelers who have any question as to their ability to obtain and present the required documents necessary to travel to a country should address their questions to the embassy or consulate of the country to which they will be traveling BEFORE remitting any money to Women Traveling Together.
  • For tours requiring a passport, all travelers must be in possession of a machine-readable passport valid for 6 months after their trip return date along with applicable visas.
  • It is the traveler’s sole responsibility to secure and/or pay for any and all visas, reciprocity fees, affidavits, immunizations, etc. that are required to be permitted entry into each destination. In some countries you may be subject to entry (reciprocity) fees and/or departure taxes/ exit fees which will be collected at the airports upon entry/departure by local government authorities.  Please note that entry to any country may be refused even if the required information and travel documents are complete.  For up-to-date detailed information on travel documents and visas, entry/exit taxes and further information on entry and exit requirements, please check with your local consular services. Obtaining and carrying these documents is your sole responsibility. WTT bears no responsibility for such information and will not be responsible for advising and/or obtaining required travel documentation for any traveler, or for any delays, damages, and/or losses including missed portions of your vacation/holiday related to improper documentation or government decisions about entry.
  • On certain tours WTT will offer to obtain a visa for travelers that meet the following criteria: 1) Must be a passport holder from the United States or Canada 2) Cannot have a criminal conviction or any other exception that would prohibit the routine issuance of a visa. Travelers who do not meet these two criteria will be responsible for obtaining their own visa.
  • Travelers must be able to meet all health entry requirements, obtain the recommended inoculations, and obtain any health documentation required to enter countries the traveler will visit or transit through as part of the tour.
  • Any traveler who cannot obtain proper documentation to travel, no matter when or how that discovery is made, will be responsible for whatever cancellation penalties are in force at the time of cancellation from the WTT tour or at the time of denial of travel.

Trip Payments

  • Payment Types & Currency: MasterCard, VISA, Discover, American Express, personal check and wire transfer. All payments must be in US Dollars.
  • At Time of Reservation: A deposit is required to hold a space on the tour. The amount due at the time you make your reservation is listed on each itinerary.
  • Additional Deposit(s) / Interim Payment(s): On certain trips - as stated on the website itinerary – additional deposits / interim payments are required. The date additional deposits or interim payments are due is listed on the itinerary under "Payment Dates and Cancellation Policies." WTT will send a reminder e-mail prior to the due date(s).
  • Past Due Payment: A traveler who has not paid the additional deposit / interim payment 7 days (one week) after the due date will be notified via e-mail that she has been cancelled from the tour and her initial deposit forfeited, plus any other additional deposits / interim payments already paid.
  • Final Payment: The Final Payment Due Date is listed on the itinerary under "Payment Dates and Cancellation Policies." This payment will be invoiced via e-mail approximately 14 days before the due date. 
  • Past Due Final Payment: A traveler who has not paid her Final Payment 7 days (one week) after the Final Payment Due Date will be notified via e-mail she has been cancelled from the trip and cancellation penalties as of the Final Payment Due Date will be enforced.

Required Traveler Information - by Final Payment

Confidential Form:
Emergency contact and the other information WTT collects on the Confidential Form is essential for solo traveler safety should an incident occur. This information must be submitted to Women Traveling Together no later than the Final Payment Due Date. We share the dietary information; the other information is held in confidence and is only used in case of an emergency.

Past Due: After the Final Payment Due Date, if the confidential data is partially or completely missing, Final Travel Instructions (i.e. Travel Documents) will be withheld until such time as this information is provided.

Travel Arrangements:
Arrival and departure flight details must be submitted to Women Traveling Together no later than the Final Payment Due Date. This information is required to know when travelers are expected, and when applicable, to arrange transfers.

Past Due: After the Final Payment Due Date, if travel arrangements are not received, the traveler will be placed in the final arrival transfer group on the arrival day and the first departure transfer group of the departure day, when transfers are provided as part of the itinerary.

Passport Form:
Passport data is required for all international trips and must be submitted to Women Traveling Together no later than the Final Payment Due Date. Passport information is only shared when required by local authorities, to book international flights, and to assist in replacing a lost or stolen passport.

Past Due: After the Final Payment Due Date, if the lack of passport information interferes with arrangements that require all passport information to be submitted as a group, a "final request" e-mail will be sent to the traveler notifying her removal from the tour if passport information is not provided within 48 hours (2 days) of final request. If the traveler is removed from the trip, any refund of monies will be based on WTT cancellation policies as of the date of removal. Otherwise, Final Travel Instructions (i.e. Travel Documents) will be withheld until such time as this information is provided.

Itinerary Changes & Number of Travelers

Women Traveling Together may modify your tour itinerary, including trip dates, prior to departure at its sole discretion to facilitate the tour, to protect the health and safety of our travelers, and when events occur that are beyond the control of WTT (Force Majeure). If WTT makes an itinerary change that materially affects the character of the tour in its entirety (a "Material Change"), WTT will provide notice to all travelers via e-mail as soon as reasonably possible, provided there is sufficient time to do so before departure.
Once a tour has departed, itinerary changes may be necessary as a result of unforeseen circumstances, operational concerns, or concerns for traveler health, safety, enjoyment or comfort. Any itinerary changes are at the sole discretion of the WTT Tour Leader and Women Traveling Together.
Women Traveling Together may increase the stated maximum number of travelers at its sole discretion and without notice when necessary to facilitate room sharing arrangements and for other circumstances that could not be foreseen in advance.

Non-Private Tours or Activities

Some WTT trips, as noted in the itinerary, are scheduled with 3rd-party tour suppliers who sell their tours to the general public (example: a cruise ship, train, various available-to-the-public activities, etc.). The traveler acknowledges that other groups and/or individuals may be a part of the same tour or activity. 

Use of 3rd-Party Suppliers

WTT, and its employees, shareholders, agents, and representatives use 3rd-party suppliers to arrange tours, transportation, sightseeing, lodging, and all other services related to this tour. WTT is an independent contractor and is not an employee, agent, or representative of any of these suppliers. WTT does not own, manage, operate, supervise, or control any transportation, vehicle, airplane, hotel or restaurant, or any other entity that supplies services related to your tour. WTT is not affiliated with any other tour operator. All suppliers are independent contractors and are not agents or employees or representatives of WTT.  

All tickets, receipts, coupons, and vouchers are issued subject to the terms and conditions specified by each supplier, and by accepting the coupons, vouchers, and tickets, or utilizing the services, all customers agree that neither WTT, nor its employees, agents, or representatives are or may be liable for any loss, injury, or damage to any tour participant or their belongings, or otherwise, in connection with any service supplied or not supplied resulting directly or indirectly from any occurrence beyond the control of WTT.  

WTT assumes no responsibility or liability for any delay, change in schedule, loss, injury or damage or loss of any participant that may result from any act or omission on the part of others; and WTT shall be relieved of any obligations under these terms and conditions in the event of any strike, labor dispute, act of God, or of government, fire, war, whether declared or not, terrorism, insurrection, riot, theft, pilferage, epidemic, illness, physical injury, quarantine, medical or customs or immigration regulation, delay, or cancellation. WTT accepts no responsibility for lost or stolen items.

Risk Tolerance

By offering reservations for travel in particular international destinations, WTT does not represent or warrant that travel to such areas is advisable or without risk. WTT will not be liable for damages or losses that result from travel to such destinations. It is the traveler's responsibility to determine her level of risk tolerance, including the decision to participate in a tour to a locale, city, country or continent where alerts and warnings have been or could be issued by official government agencies on or before the tour start date. If the tour is still scheduled to operate and the traveler cancels, regardless of the reason, standard cancellation policies apply.

Additional Risks

Additional risks and dangers may arise including, but not limited to, hazards of travel by train, automobile, motor coach, aircraft and other means of conveyance, animal interactions, forces of nature, political unrest, other unrest, risks associated with water, food, plants, insects and differing animal regulation, and acts of national and local governments and unrest and acts of others against governments. These risks are not an exhaustive list but are examples of many kinds of risks. You are voluntarily participating in these activities with the knowledge that there are significant dangers involved, and you hereby agree to accept any and all risks.  

As lawful consideration for the agreement with WTT to participate in such trips and activities, you agree you will not make a claim against WTT, its related companies or its personnel, or sue for bodily injury, emotional trauma, death, property loss or damage or other loss, cost or expense, however caused, as a result of or related to your contracting for, traveling to or from, or in any and every other way participating in the trip. You release WTT, its related companies and its personnel from any and all claims, known or unknown, arising from contracting for, traveling to or from, and in any and every way participating in a trip. This release of liability and assumption of risk agreement is entered into on behalf of you and all members of your family and party, also including minors. This agreement also binds your heirs, legal representatives and assigns.

Where the guest occupies a motor coach seat fitted with a safety belt, neither WTT nor the Operator nor its agents or co-operating organizations or service providers will be liable for any injury, illness or death or for any loss or damages or claims whatsoever arising from any accident or incident, if the safety belt is not being worn at the time of such an accident or incident. This exclusion and limitation of liability shall not be used to imply that the Operator or its agents or affiliated entities are liable in other circumstances.

Cancellation of Tours by WTT

On rare occasions, Women Traveling Together must cancel a tour, either because there are not enough travelers to operate the tour or for other events outside the control of WTT.  Tours lacking enough travelers will be cancelled prior to final invoicing and all money paid to WTT will be promptly refunded.  WTT reserves the right to cancel any tour at any time up to the day of departure, due to no fault of WTT. See Force Majeure.

Force Majeure (Superior Force)

No damages shall be due to a traveler for failure by WTT to perform obligations related to delivery of tour services if such failure is a result of acts of God (including fire, flood, earthquake, storm, hurricane, volcano eruption, epidemics, pandemics, or other natural disasters), war, invasion, acts of foreign enemies, cyber-attacks, hostilities (regardless of whether war is declared), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation, terrorist activities, nationalism, government sanction, blockage, embargo, labor dispute, strike, lockout or interruption or failure of any mode of transportation, electricity, internet or telephone services, or illness, accident, or death of tour participants or the WTT Representative, or anything else unforeseen or unnamed, any one of which could make delivery of tour services impaired or impossible to perform.
Travel Insurance is the ONLY recourse for reimbursement in the event of Force Majeure.

Cancellation by the Traveler

All cancellations MUST be in writing. Use the Cancellation Form found on the WTT website, otherwise e-mail wttmail@womentraveling.com or send a letter via US mail to Women Traveling Together, 2661 Riva Rd., Suite 621 Annapolis, MD 21401. The effective date of the cancellation, and any cancellation penalties, will be based on the date of the written cancellation. Refunds for payments made directly to 3rd parties are subject to their refund policies, irrespective of the date of cancellation. Any penalty imposed by your airline(s) is the complete responsibility of the traveler.

 More than 180 days (6 months) before tour departure:

  • Within 72 hours (3 days) after WTT processes your space reservation…100% refund of your deposit.
  • After 3-day grace period, deposit will be "Parked.”
    The traveler’s deposit will be automatically parked for a period of time not to exceed 18 months (545 days) from date of cancellation. The parked deposit can only be applied as a deposit on a future trip. If the traveler does not select a new trip prior to 18 months (545 days), the deposit will be automatically forfeited.

    Using parked funds: The traveler must contact WTT by phone (443-458-5634) or email (wttmail@womentraveling.com) prior to 18 months (545 days) from the date the deposit was parked so WTT can assist with placing the parked funds on a new tour of the traveler's choice.
    A parked deposit from a cancelled trip can only be moved once. There is no 72-hour (3 day) grace period for the new tour. If the traveler subsequently cancels the new trip, the previously parked deposit is automatically forfeited. Any additional cancellation penalties in effect at the time of the cancellation will also be assessed.

179 days before tour departure UNTIL Final Payment Due Date:

  • Within 72 hours (3 days) after WTT processes your space reservation...100% refund of your deposit.
  • After 3-day grace period, deposit will be forfeited.
  • Tours requiring additional deposit(s) or interim payment(s)... Initial deposit forfeited.

    Additional deposit(s) or interim payment(s) will be refunded unless the additional deposit(s) or interim payment(s), in part or in whole, are specifically excluded under “Payments & Cancellation” details for the tour being cancelled.

After Final Payment UNTIL 45 or 60 days before travel (see below):
  • Within 48 hours (2 days) after WTT processes your space reservation... 100% refund of your full payment.
  • After 2-day grace period, 50% of the tour cost (whether double or single occupancy) will be forfeited, including 50% of any optional pre- or post- tour(s).

  • Any optional payments made through WTT (i.e. early arrival, late departure, other optional activities) will be refunded in full, unless the optional payment(s), in part or in whole, is specifically excluded under “Payments Dates and Cancellation Policies” for the tour being cancelled.
100% of all monies paid will be forfeited (unless otherwise stated in the “Payment Dates and Cancellation Policies” for your tour):
  • 45 days or less before travel for US/Canada tours.
  • 60 days or less before travel for International tours.

Travel Insurance is the ONLY Recourse for Reimbursement.


Room-Share Changes Prior to and While on Tour

Prior to Tour Start:

  • The cancellation of a traveler, who specified her roommate by name, will necessitate the named traveler who remains on the tour to a) accept the assignment of a new roommate or b) pay to have a single room. WTT will contact the remaining traveler for her choice prior to assigning a new roommate.
  • The cancellation of any traveler who did not specify a roommate by name will result in the automatic assignment of a new roommate. This event may occur after roommate assignments have been published in the Final Travel Instructions (i.e. Travel Documents). Only the impacted travelers and the Tour Leader will be notified.

After Tour Begins:

  • Any traveler who has a roommate, but decides she wants a single room, for whatever reason, must arrange and pay for the single room directly with the hotel, if available.
  • Roommate incompatibility, while rare, does occasionally happen. The WTT Tour Leader is available to discuss actions that may be available to help resolve the conflict, including the possibility of changing roommates.

Arrivals, Transfers and Delays

  • Arrival and departure transfers, when included, are from/to the airport(s) stated in the itinerary. Transfers from other airports, train stations, or any other pick-up point, are not included unless specifically noted in the itinerary arrival and departure notes.
  • Travelers arriving by air are responsible for allowing enough time to deplane, gather luggage and travel to the designated meeting location to join the tour. WTT will not delay the departure of the group for travelers arriving after the designated tour start time as listed in the individual itineraries.
  • Travelers are required to provide WTT with their flight arrangements no later than the Final Payment Due Date of the tour. Travelers are also required to notify WTT in the event the airline should change the arrival or departure time of a flight.
  • On tours where scheduled transfers are provided, travelers who elect to take alternate transportation to the hotel, for any reason (including the inability to locate the local transfer provider), will not be reimbursed for the transfer expense incurred.
  • Travelers who are delayed for whatever reason are responsible for notifying WTT of their situation and to communicate regularly with WTT as to their anticipated arrival time. Delayed travelers are responsible for joining the group as soon as possible and at their own expense if their arrival occurs after the last scheduled transfer.

Traveler Disruption of a Tour in Progress

  • WTT reserves the right to remove any traveler from a tour should the WTT representative(s) determine that the traveler is adversely affecting the overall group dynamics, is a danger to herself or others, or is willfully ignoring the instructions of the WTT representative(s) to the detriment or safety of the group. In the event a traveler is removed from a tour, WTT will not refund any monies. Transportation costs to return home, airline penalties, and any other expenses will be the responsibility of the traveler.
  • In the event a traveler chooses to leave a tour prior to its scheduled conclusion, WTT will not refund any monies for the unused portion of the tour arrangements. Transportation costs from tour departure point to the airport, airline penalties, and any other expenses will be the responsibility of the traveler.

Membership and Access to Member Pricing & Benefits

  • Annual Membership (based on the date of membership) in Women Traveling Together entitles members to 1) member tour price, 2) log-in to My WTT to see a list of fellow travelers prior to the tour, 3) earn Travel Dollars, 4) receive the member magazine SoloTogether, and 5) other benefits as described on this website.
  • In order to receive the member tour price and other benefits, including Travel Dollars, membership must be active through the end date of any trip the member is registered for. In the event the traveler’s membership expires before the trip end date WTT will give the traveler the option to renew her membership at the time of final invoicing or pay the non-member tour cost.
  • Cancellation of a membership, whether new or a renewal, must be in writing. E-mail wttmail@womentraveling.com or send a letter via US mail to Women Traveling Together, 2661 Riva Rd., Suite 621 Annapolis, MD 21401. The effective date of the membership cancellation will be based on the date of the written cancellation.
  • A full refund of the membership amount paid will be given if WTT is notified in writing within 15 days of the initial membership date or renewal date. A pro-rated refund will be given if WTT is notified in writing within 45 days of the initial membership date or renewal date. No refund will be given after 45 days.   

Non-Member Restricted Access

All tour participants will receive equal consideration; however, women who choose not to join WTT will pay the non-member additional cost, cannot see a list of fellow travelers prior to the tour, will not receive Travel Dollars, will not receive the member magazine, and will not receive any other benefits afforded a member.

Travel Dollar Program (Members Only)

  • WTT Members earn travel dollar credits on eligible trips at a rate of 3% of the total land double occupancy cost, less any discounts or other credits, and subject to "Travel Dollar Rules and Restrictions" listed below.
  • Travel dollar credits are not awarded for the single supplement, early arrival, late departure, optional excursions, pre- or post-tours, etc.
  • Travel dollar credits are earned each time a member renews her membership (10 credits), and each time a member refers a friend who joins WTT (10 credits).

Travel Dollar Rules and Restrictions:

  • Travel dollar credits cannot be used until they are earned.
  • Travel dollar credits are awarded after the conclusion of an eligible tour (allow 10 days for your credit total to be updated).
  • Travel dollar credits cannot be earned on eligible trips where travel dollar credits are used to pay for any portion of the trip.
  • Travel dollar credits can be used on any eligible trip for up to 25% of the land - double occupancy - portion cost of the trip.
  • A very small number of WTT tours are not eligible for the Travel Dollar Program. If not eligible, it will be noted under "Important Reminders" 
  • Travel dollar credits cannot be used to pay for membership renewals.
  • Travel dollar credits cannot be used to pay a trip deposit; they will be applied against the final payment amount.
  • The traveler must advise Women Traveling Together of their intention to use travel dollar credits. This can be done up until the final invoice is paid, orFinal Payment Due Date, whichever occurs first. No travel dollar credits will be applied after the final invoice is paid.
  • Should a traveler cancel a tour on or before the Final Payment Due Date, any travel dollar credits used will be returned to her account.
  • Should a traveler cancel a tour after the Final Payment Due Date, any travel dollar credits used will be forfeited.

Expiration, Forfeiture and Program Cancellation:

  • Travel dollar credits unused three (3) years after the date of travel completion (i.e. trip end date) will expire.
  • Travel dollar credits awarded for membership renewals and referrals do not expire if the membership remains active.
  • Travel dollar credits awarded as "bonus points" do not expire if the membership remains active.
  • Should membership be interrupted for any reason, all travel dollar credits accumulated at the time the membership is interrupted or expired will be forfeited.
  • WTT reserves the right to cancel the travel dollar credit program with 12 months' notice. Any unused travel dollar credits remaining as of the program’s termination date will be forfeited.

Travel Dollar Balance Information:

  • Members can view their travel dollar balance by logging in to the "My WTT" section of the WTT website.
  • Members can request a summary of their travel dollar credits earned and redeemed by emailing: wttmail@womentraveling.com Subject: Travel Dollar Summary

Use of Travelers’ Images in Promotional Materials

Photographs and video taken by Women Traveling Together Tour Leaders and other WTT representatives while on tour are the property of WTT and may be used in promotional materials. Any traveler who does not wish to have her photograph or video footage used in promotional material MUST advise WTT in writing no later than the tour’s Final Payment Due Date


If any provision of these terms and conditions shall be held unenforceable, such provision shall be struck and the remainder shall remain enforceable. 

Jurisdiction and Applicable Law

These Terms and Conditions of Travel and Membership (also referred to as “policies”) and any agreement to which they apply are governed in all respects by the laws of the state of Maryland without regard to conflicts of law principles.  All traveler claims must be submitted in writing and received by WTT no later than sixty (60) days after the completion of the WTT vacation.  Traveler claims not submitted and received within this time shall be deemed waived and barred.

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